We're doing event insurance differently

If you’re here, it’s likely because your venue has asked you to get event insurance or PAL (party, alcohol, liability) coverage. So if you have to get event insurance, shouldn’t it at least be easy? We think so!

At Duuo by The Co-operators, we’re doing event insurance differently. Goodbye broker service fees, cancellation fees, and deductibles. Hello event insurance that can be purchased online in minutes. Let’s get started!

Why choose Duuo Event Insurance?

Well, just look at how our coverage stacks up against the competition.    

Other Insurers
No service fees
No cancellation fees
$0 deductible for all coverages
$5,000,000 liability coverage (standard)
File your claims online
Why do you need event insurance?

Great question! Event insurance is purchased to cover an event host’s liability in case of accidents. It includes coverage for Event Liability (Bodily Injury and Property Damage) and for Tenant’s Legal Liability. With Duuo you also have the option to get host liquor liability coverage for non-sporting events.

If you need PAL (Party, alcohol, liability) insurance, hall rental insurance, venue insurance, or public liability insurance for an event then you’ve come to the right place. 

What does Duuo Event Insurance cover?

With Duuo Event Insurance you’re covered for:

  • Host liquor liability*
  • Event liability (Bodily Injury & Property Damage)
  • Tenant’s Legal Liability
  • Medical payments

CLICK HERE to view our Event Insurance Policy Summary.

CLICK HERE to read the entire Event Insurance Policy.

CLICK HERE to read the entire Event Insurance Policy (no alcohol version).

*Can be added at an additional cost. Not available for sporting events. You must also acquire any liquor licenses & permits required by your Province. Individual circumstances may vary. You may wish to contact the licensed insurer’s representative or a licensed insurance agent if you need advice about your insurance needs.
Types of events we cover

If you’re hosting an event, Duuo can probably insure it! We provide coverage for a very wide range of social and sporting events. Here is a short list to give you an idea:

  • Wedding or “Stag & Doe”
  • Party or reception
  • Kid friendly event or party
  • Shows, festivals, or recitals
  • Charity or non-profit events
  • Lectures, workshops, or meetings
  • Sporting events and tournaments

Ready to get insurance for your event? Let’s get you your event insurance quote!


Look at what our customers are saying about Duuo!

Everything was easy, fast and smooth. I will use them again in the future.
Hazel Ann Rodriguez
I messed up the first time I used Duuo and emailed them. They replied within a few hours and we got it sorted. Easy to use and very reasonably priced.
Joel Gray
Easy, efficient and highly recommended. Who would of thought that insurance for your venues could be so easy and extremely affordable. Thank you DUUO!
Patrick Kimmell
The most simple and easy to use website I found for insurance. Recommended!
Nicole Baldwin
Excellent option for event insurance. Will defintely utiilize Duuo again!
Polly Krier
How to purchase event insurance from Duuo

You can purchase Duuo Event Insurance directly online in a few minutes. Just tell us a bit about your event including:

  • Event type
  • Key details like date, location, and length
  • How many people will be there
  • If alcohol will be served
  • If any third party vendors will be working the event

Then you’ll get your quote and purchase your insurance on the spot! We’ll even email the proof of insurance directly to your venue. The entire process takes less than five minutes. So easy. 

Duuo Event Insurance
Making a claim

We hope your event goes off without a hitch, but sometimes things do happen. Which is why it’s a good thing you have event insurance!

If you do need to make a claim, you can do so entirely online. Just answer a few simple questions to tell us about what happened, and then we’ll have a super-friendly claims person reach out to you.

Frequently Asked Questions

Got questions? We have answers!

What is the liability limit for Duuo Event Insurance?

The policy comes with a $5,000,000 (Bodily Injury & Property Damage) liability limit and a $1,000,000 Tenants Legal Liability limit. These limits are standard and cannot be modified.

Where is Duuo Event insurance available?

Duuo is available in all provinces, but not yet available in the territories.

What if my event will take place outside of Canada?

Unfortunately, your event must take place entirely in Canada to be covered.

How can I add additional insureds to my policy after purchase?

Unfortunately, this is not currently possible. The easiest way to accomplish this would be to login to Duuo, cancel your policy, and then create a new one. We’ll instantly refund your original policy premium once you cancel, but depending on your credit card it may take up to 7 days to appear.

To keep things easy, we’d always suggest that you confirm the names of your additional insureds before you make your purchase.

I’m hosting an event at a private residence. What if my guests will be bringing their own alcohol? Or what if I will be serving alcohol, but not selling it? Do I still need a liquor license or permit?

Yes, to purchase Duuo’s Event insurance policy with liquor liability coverage, you must get the proper liquor license from your Province. But that is usually pretty easy to do at your local government liquor store or provincial liquor board!

If you choose not to get a liquor license, you could purchase Duuo’s Event insurance policy without alcohol coverage, but you would not be covered for any incidents related to alcohol. That’s why we always recommend getting the proper liquor license.

Can I cancel my policy after purchase?

Yes, of course! Just ensure you cancel your policy before your event date. If you need to cancel on the day of your event, start a live-chat with us or send us an email to info@duuo.ca.

What do I do if my event isn't specifically listed?

Send us an email to info@duuo.ca or start a live chat with us. We’ll be happy to help you choose!

Do I require host liquor liability if the venue will be responsible for serving alcohol on our behalf?

We recommend that you still purchase an Event liability policy with host liquor liability coverage as claims could still be advanced against you as the host of the event.

What if I'm not sure how many people are going to attend my event?

We’d recommend giving yourself a buffer by choosing the safer number. Better to pick a higher number than a lower number.