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5 Things You Didn’t Know Your Tenant Insurance Covers

Posted by Katrina Szymczak

We get it, your tenant insurance policy is long and it may be hard to remember all of the details. The general idea is that your tenant insurance policy will cover you as a tenant renting a space should something go wrong, but in actuality, your tenant insurance may cover more than you think! Here are 5 things you may not have known were covered under your Duuo Tenant Insurance.

1. Plants

Calling all plant parents! Did you know that Duuo insures your beloved plants in the event of a claim? Let’s say your dwelling experiences a robbery, damaging your plants and their pots in the process. As plants are your personal property, you can ensure your monsteras, succulents, or whatever you plant are covered if they are damaged or stolen due to an insured event. Insured events are events such as theft, fire, and water leakage. Your policy has a full run-down of the events you are and are not insured for!

2. Pets

With a Duuo Tenant Insurance policy in hand, your furry or feathered friend is covered! Animals, birds, and fish are all covered under Duuo’s Tenant Insurance policy, which means we will pay up to $2,500 per occurrence for loss or damage caused by an insured peril. This means that if your little friend is harmed in an accident, we have your (and their) back.

3. Accidentally injuring someone

Picture this: you’re on vacation, relaxing by the pool. Then, you get up to go swim and accidentally hit someone with your pool floatie, causing them to fall to the ground. We know accidents happen. That’s why Duuo’s Tenant Insurance provides you with personal liability coverage on top of providing coverage for your stuff. Duuo covers you in the event that you are found legally liable to pay compensations after unintentionally injuring someone, or damaging their property. If you find yourself legally liable for an unintentional incident that occurs in another country, your tenant insurance is designed to cover that too!

4. Freezer, refrigerator, and food

Imagine your home experiences a long lasting power outage, meaning your fridge is shut off and all your food goes bad. Whether it’s your expensive cheeses you bought for your charcuterie night, or your fresh farmers market produce that goes bad, we’ll take care of it!  Duuo’s tenant insurance coverage is designed to reimburse policyholders for food loss or damage when contained in a freezer or fridge on the premises. Plus, your policy will keep you covered should your fridge or freezer get damaged.

5. Identity fraud

If you accidentally provide information to a scammer and become a victim of identity fraud, we cover that. Duuo can pay up to $5,000 in total for expenses you incur to recover your identity. Enjoy the peace of mind that comes with knowing your policy will not only cover your stuff, but you personally as well!

If you have further questions about  what is and isn’t covered under your tenant insurance policy, you can read the full tenant insurance policy here or reach out to one of our licensed sales representatives through our website or through info@duuo.ca