Insurance solutions for FMO’s Market Vendor Member Program

Single-day, Flex, and Season Passes, available with preferred partner pricing exclusively for members.

What does vendor insurance cover?

Duuo’s Vendor Insurance policies cover:

  • Liability (Bodily Injury & Property Damage)
  • Tenants’ legal liability
  • Medical payments*
  • Products-completed operations
*We offer limited coverage for medical expenses incurred. For more detailed information on what’s covered, please refer to your policy.

Coverage Options

At Duuo, we’re thrilled to be part of the Farmers’ Markets of Ontario Vendor Member Program. We provide affordable insurance solutions tailored to the needs of casual vendors. As a member of FMO, you have access to the following packages at a discounted rate.

1-day policy: $12
4-day policy: $40
26-day package: $156
150-day package: $188


Pricing is based on a liability limit of $2 million and a booth size that is 200 sq. ft. or under. A food vendor is defined as someone who is preparing/serving food.

How to purchase

Duuo is completely digital! From getting a quote and purchasing a policy, to submitting a claim, everything can be done with just a few clicks!

Check out our 2-minute instructional video below to see just how easy it is.

Please note that you MUST be a member of the FMO program to access these packages. To learn more about the program and join, visit the FMO website here.