Protect your rental with insurance designed for Airbnb hosts!

What is Short-Term Rental Insurance for Airbnb hosts?

Duuo’s Short-Term Rental Insurance for Airbnb hosts bridges the gap between a standard home insurance policy and Airbnb’s built-in coverage. Duuo was designed to provide affordable, online solutions for Canadians participating in our ever-growing digital economy.

Hosts can purchase coverage directly online and on-demand, only paying for the days they actually need their home to be covered!

Click here to read Duuo’s Short-Term Rental Insurance policy.

Why do I need additional insurance as an Airbnb host?

Doesn’t Airbnb already provide that?

Airbnb offers two types of coverage for renters using their platform: “Host Protection Insurance” and “Host Guarantee Protection”. While these types of coverages are a great start and will protect you in the event of certain accidents, they are not meant to replace an actual insurance policy. Airbnb even recommends that hosts purchase their own coverage to ensure they are completely protected throughout their experience using the platform.

Here are a few additional reasons why getting insurance designed for Airbnb hosts is so important:

  • Many home insurance policies do not cover short-term rental property activity (like renting your space on Airbnb).
  • To protect yourself and your home, it’s important to have an insurance policy that is under your specific name. 
  • Proper insurance designed for Airbnb hosts will protect you from the unique challenges hosts face, like vandalism and malicious damage.

Individual circumstances may vary. You may wish to contact the licensed insurer’s representative or a licensed insurance agent if you need advice about your insurance needs. For more information, check out our blog to learn more about Airbnb’s “Host Guarantee”.

When we started hosting on Airbnb we had no idea we needed additional insurance to cover us. Fortunately, Duuo is a great solution because it's pay-as-you-go.
Matt, Gwen, and Neko
- Pet Friendly Airbnb Owners

What does Duuo's Short-Term Rental Insurance for Airbnb hosts cover?

Duuo’s Short-Term Rental Insurance for Airbnb hosts offers liability protection for hosts in the event that a guest renting your space gets hurt, or causes damage to your home or property. This policy consists of:

  • $2 million in liability coverage.
  • The full replacement cost of your home and its contents, up to $1.5 million.
  • 15 additional coverages specific to short-term rentals, including infestation, vandalism, excessive internet use, and more.

For more information, check out our policy summary, or read the full policy.

Video Image
Did you know that your homeowners insurance likely doesn’t cover short-term rental hosting? That’s why adding Duuo is such a great solution!
Watch this video to see how Duuo works.


How to purchase Short-Term Rental Insurance for Airbnb hosts

It’s easy! Simply answer a few questions about your home and we’ll provide you with a quote to see just how affordable it is to get your space covered with Duuo. Rates start as low at $5/night. After getting your quote, simply sign up for a free Duuo account online to purchase, and you’re all set! The whole process takes less than 5 minutes and is available completely on-demand. 

Additionally, you can easily keep track of your coverage by logging in to your Duuo account and viewing your rental dashboard.

A Few Claims About Our Claims.

Sometimes things just go wrong, but hey, that’s why you purchased insurance for your short-term rental property! We’ve made our claims process straightforward and simple so you can get everything sorted out quickly.

This is Luc, our Head of Claims. He’s a real guy with a hilarious laugh. Luc’s mission in life is to make you say, “Wow, that was so easy!”
When stuff happens, we’ve got you covered. And if really big stuff happens, you’re even covered for loss of income.
If you have a claim, just hop online, and answer a few questions. We’ll take it from there!