Protect yourself and your home with insurance plans from Duuo by Co-operators. Get a free quote now.
Get a QuoteSave up to 15% on your insurance when you bundle your home and auto policies with Duuo by Co-operators*.
Home and property insurance protects your home and its contents against risks like fire, lightning, and other potential incidents that may require repair or replacement.
Protect your home from water damage caused by flooding.
For deductibles starting at $1,000, your deductible drops by $100 each claim-free year.
We’re here for you! Whether you have a claim or need a policy question answered, our licensed reps are here to help.
Speak to a licensed representative before claiming, with no impact to premiums if you choose not to proceed.
Our claims processes aim to minimize environmental impact, while our coverage helps you rebuild with sustainability and resilience in mind.
Have a question about home insurance or need help with your policy? Use our chat tool to reach out to our customer support team.
You can help lower your home insurance premiums in several ways:
Insurance rates/premiums are based on risk, or the potential that someone has to make a claim. To set rates, we study claims histories of groups of people with similar characteristics and then add information about your particular history to determine the exact premium.
The main factors used to determine your home insurance premium are specific to your situation and may include your age, credit score, property size, features and location of your property.
Yes, but we recommend that each of you have your own policy.
Yes, it is a good idea to advise your insurance company when completing renovations to your home. Depending on the renovations completed, the replacement value of your home may need to be adjusted.
You would only be liable if you were found legally responsible for the injury.
The factors used to determine the premium a client pays for their home insurance are specific to individual coverage needs. The premium amount is directly related to several main rating factors, including:
No. The presence of a “soft” credit inquiry will not impact your credit score. While all inquiries are recorded on your personal credit report, a credit score inquiry for insurance purposes will not impact your credit score.
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