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How auto insurance works in Canada

Find out how auto insurance works in your province or territory.

British Columbia

The provincial government provides auto insurance through ICBC. Visit ICBC to learn more.

Alberta

Auto insurance is provided by private insurers, like Co-operators. No-fault insurance means you enjoy the convenience of working directly with your own insurance company, even if the other driver is at fault for the collision.

Manitoba

The provincial government provides auto insurance through MPI. Visit MPI to learn more.

New Brunswick

Auto insurance is provided by private insurers. No-fault auto insurance means you enjoy the convenience of working directly with your own insurance company, even if the other driver is at fault for the collision. Duuo by Co-operators is available in New Brunswick.

Newfoundland and Labrador

Auto insurance is provided by private insurers, like Co-operators. No-fault auto insurance means you enjoy the convenience of working directly with your own insurance company, even if the other driver is at fault for the collision. Duuo by Co-operators is available in Newfoundland and Labrador.

Ontario

Auto insurance is provided by private insurers, like Co-operators. No-fault auto insurance means you enjoy the convenience of working directly with your own insurance company, even if the other driver is at fault for the collision. Duuo by Co-operators is available in Ontario.

Prince Edward Island

Auto insurance is provided by private insurers, like Co-operators. No-fault auto insurance means you enjoy the convenience of working directly with your own insurance company, even if the other driver is at fault for the collision. Duuo by Co-operators is available in Prince Edward Island.

Quebec

Your public automobile insurance plan provides coverage for injury or death caused by a collision. Visit SAAQ to learn more. You must also purchase at least $50,000 of third-party liability coverage from a private insurance company, like Co-operators.

Saskatchewan

The provincial government provides auto insurance through SGI. Visit SGI to learn more.

Nova Scotia

Auto insurance is provided by private insurers, like Co-operators. No-fault auto insurance means you enjoy the convenience of working directly with your own insurance company, even if the other driver is at fault for the collision. Duuo by Co-operators is available in Nova Scotia.

 

Yukon, Northwest Territories and Nunavut

Auto insurance is provided by private insurers, like Co-operators.

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Exciting news! Duuo by Co-operators now offers Home and Auto Insurance. 

 

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