Duuo Insurance for CanadaStays owners
Hi there, it’s so nice to e-meet you! Duuo is thrilled to be able to offer a short-term rental insurance option to CanadaStays property owners. Now with Duuo you can protect yourself and your home for just a few dollars a night.
Why might you want Duuo?
If you think about it, awesome platforms like CanadaStays just didn’t exist when home insurance policies were designed. Unfortunately, this created gaps in coverage that are now leaving many owners vulnerable. That’s why Duuo was developed by The Co-operators.
What does Duuo offer?
You can think of Duuo like the hot fudge on top of your insurance sundae. You keep your existing home insurance policy, but then Duuo provides coverage for both you and your home for risks related to your short-term rental. So easy!
Duuo is 100% digital and on-demand. That means you only pay for the nights you host guests.
Want to learn more?
Looking for more detail on the coverage you get with Duuo? No problem!
Duuo covers your home, contents, and any additional buildings on your property for replacement cost. Additional expenses for other living arrangements during repairs of an insured loss are also covered. The standard property deductible is $1,000, but many coverages are deductible-free.
Extensions of Property
Customized coverage designed to protect the particular risks you face as a short-term rental owner including vandalism, malicious damage, and water damage at full policy limits.
Plus, the following additional coverages at no deductible:
- Accidental breakage of valuable articles – $2,500
- Excessive use of internet – $1,000
- Infestation coverage – $5,000
- Legal expense coverage – $5,000
- Property of guests – $5,000
- Accidental damage to electronics and appliances – $2,500
- Identity fraud expense – $10,000
- Citations, fines, and penalties – $1,000
- Rental interruption coverage – Actual Loss
Should a claim be made against you for bodily injury or property damage occurring during a rental, we’ve got you covered. We pay for any damages awarded against you, up to $2,000,000.
Extensions of Liability
We offer customized coverage to protect your additional liability as a short-term rental owner. There is no deductible for these coverages:
- Guest’s vandalism to neighbours – $2,000,000
- Infestation liability – $10,000
- Guest’s water damage to neighbours – $2,000,000
For some reason not everybody seems to enjoy reading insurance policies as much as we do. But we always suggest reading our complete policy. It makes for great bedtime reading!